An Examination Of Financial Attitudes, Behaviors And...

AN EXAMINATION OF FINANCIAL ATTITUDES, BEHAVIORS AND INFLUENCES TOWARDS BANKING SERVICES- A PATHWAY TO FINANCIAL INCLUSION (A CASE STUDY AT SYNDICATE BANK) Introduction: Banks today for several reasons have become cornerstones of our economy and are the backbone of modern industry and hence the growth and development of nation is depending upon the soundness of the banking system. The general public sector banks (PSBs), which are the base of the keeping money area in India represent more than 78 percent of the aggregate banking industry resources. Shockingly, they are troubled with unnecessary Non Performing Assets (NPAs), labor issues and absence of present day innovation. Then again, the private areas banks are gaining enormous ground in the market. They are pioneers in web keeping money, portable account management (branchless banking), telephone saving money, ATMs, so on and so forth. To the extent remote banks are concerned they are prone to succeed in the Indian banking industry, but only with financial inclusion initiatives. To highlight the current banking scenario in our country, the Indian Banking Sector is one of the quickest developing areas of the economy. With subsequent rise in extra cash in the hands of their citizen and expanding exchanges through ATMs, Internet and Mobile Banking, the Indian Banking Industry is good to go to confront coming years with new arrangements and key changes. According to the Reserve Bank of India (RBI), theShow MoreRelatedFactors of Customer Loyalty in Banking Industry13412 Words   |  54 PagesThe healthiness of the economy is directly connected to the soundness of its banking system. The role of banks has placed them as a very valuable partner in the process of economic development. Nowadays, banks are very useful for the utilization of the assets of a nation. If there would be no banks then a large segment of assets in the country would stay idle. It is possible to attaining long-term success in the banking sector by providing excellent customer service. It is an effective strategyRead MoreTheories of Buyer Behaviour5960 Words   |  24 PagesTable of contents 1. Introduction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦4 2. Theories of Buyer Behavior†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦4 3. Segmentation Profile of Comprehensive Buyer †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦9 4. Buyer Decision Making Process†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦....13 5. Guidance of Online†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦. †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.15 6. The trends on Banking Buyer Behavior†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦....16 7. Conclusion†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.17 8. References†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..18 Abstract Read MoreProposal on Merger and Acquisition2108 Words   |  9 PagesTHESIS PROPOSAL ON IMPACT OF MERGER AND ACQUISITION IN NEPALESE FINANCIAL SECTOR FOR A BANK SURVIVAL BY SHUSIL RANA MBA ID: 5014/2010 KING’S COLLEGE INTERNATIONAL AMERICAN UNIVERSITY LA, USA SUBMITTED TO: RESEACRH COMMITTEE KING’S COLLEGE, KATHMANDU NEPAL INTERNATIONAL AMERICAN UNIVERCITY LA, USA May 9, 2012 Title of the study: IMPACT OF MERGER AND ACQUISITION IN NEPALESE FINANCIAL SECTOR FOR A BANK SURVIVAL . INTRODUCTION: Commercial banks have an essential role in the economy.Read MoreCustomer Loyalty23046 Words   |  93 PagesBackground and Aims 1.0 Introduction 1 This study explores the impact of relationship marketing on customer loyalty in banking context. In particular, it will discuss the significance and influence of the underpinnings of the relationship marketing such as trust, commitment, conflict handling, values and empathy on customers’ loyalty in the banking sector. This chapter contains; (1) Background of The Study, (2) Problem Statement, (3) Specific Objectives of This Study, (4) Research QuestionRead MoreFactors Affect Choice of Bank Services23387 Words   |  94 PagesADDIS ABABA UNIVERSITY SCHOOL OF GRADUATE STUDIES DEPARTMENT OF ACCOUNTING AND FINANCE BANK SELECTION DECISION: FACTORS INFLUENCING THE CHOICE OF BANKING SERVICES By: Goiteom W/mariam June 2011 Addis Ababa BANK SELECTION DECISION: FACTORS INFLUENCING THE CHOICE OF BANKING SERVICES A Thesis Submitted to the School of Graduate Studies of Addis Ababa University in Partial Fulfillment of the Requirements for the Degree of Master of Science in Accounting and Finance By: Goiteom W/mariamRead MoreProblems Faced by Students in Pakistan3448 Words   |  14 Pagesbig responsibility to reach in time. Here are some common problems of student mentioned below. Banking system of education Education that becomes an act of depositing in which the students are the depositories amp; the teacher is the depositor. Instead of communicating, the teacher issues the communiquers amp; makes deposits which the students patiently receive, memorize amp; repeat. This is the banking concept of education in which the scope of action allowed to student extends only as far as receivingRead MoreA Conceptual Study on the Relationship Between Service Quality Towards Customer Satisfaction: Servqual and Gronroos’s Service Quality Model Perspective6825 Words   |  28 PagesAsian Social Science; Vol. 8, No. 13; 2012 ISSN 1911-2017 E-ISSN 1911-2025 Published by Canadian Center of Science and Education A Conceptual Study on the Relationship between Service Quality towards Customer Satisfaction: Servqual and Gronroos’s Service Quality Model Perspective Muhammad Sabbir Rahman1, Abdul Highe Khan2 Md. Mahmudul Haque2 1 2 Graduate School of Management, Multimedia University, Cyberjaya, Malaysia Faculty of Economics and Management Sciences, International IslamicRead MoreNepotism: Employment and Job Satisfaction5741 Words   |  23 PagesSOCIAL BEHAVIOR AND PERSONALITY, 2008, 36(9), 1237-1250  © Society for Personality Research (Inc.) Nepotism, Favoritism aNd CroNyism: a study oF their eFFeCts oN job stress aNd job satisFaCtioN iN the baNkiNg iNdustry oF North Cyprus Huseyin ArAsli And MustAfA tuMer Eastern Mediterranean University, Gazimagusa, North Cyprus Nepotism, cronyism and favoritism are unprofessional practices giving preferential treatment to relatives and friends in employment. For this study a survey was carried outRead MoreThe Role of Internal Audit in Prevention of Fraud in Nigeria Banks . a Case Study of Equitorial Bank Lagos.9955 Words   |  40 Pagesdelivery to customers and proper documentation of accounts with no error. The conclusion drawn from the study is that for any organization to ensure fraudless activities and guide against financial distress must undertake good and sound internal audit system. This will ensure proper functioning of the financial system. CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Internal Audit is an independent appraisal function established by the management of an organization for the review of theRead MoreThe Impact of Employee Satisfaction on Quality and Profitability in High-Contact Service Industries10865 Words   |  44 PagesSatisfaction on Quality and Profitability in High-contact Service Industries Abstract: The extant operations management literature has extensively investigated the associations among quality, customer satisfaction, and firm profitability. However, the influence of employee attributes on these performance dimensions has rarely been examined. In this study we investigate the impact of employee satisfaction on operational performance in highcontact service industries. Based on an empirical study of 206 service

Sontags Discussion on the Increase in Photo Manipulation...

Susan Sontag discusses the reality of the modern person’s addiction with â€Å"needing to have reality confirmed† by photos. Sontag says â€Å"we accept it as the camera records it† then goes to say â€Å"this is the opposite of understanding.† I agree with her wholeheartedly, as accepting photos as they are limits ones understanding of the world. The trust in photography led to the rise of pictures hoaxes, in which people take pictures out of context and assign it a new background; as well as Photoshop, which becomes increasingly popular as the years go by. Photoshop allows one to manipulate a photo to portray what they desire it to. Sontag mentions how photos â€Å"hide more than [they] disclose,† which represents a pressing problem in the modern world.†¦show more content†¦Photoshopping happens in pictures one would not suspect, for example, the famous portrait of Abraham Lincoln, included in many popular publications about honest Abe. L incoln’s portrait originally displayed John Calhoun, but today displays Calhoun’s body with Lincoln’s face pasted on. This example portrays the restricted understanding of the world, people take for granted that everything they perceive depicts truth, and as a consequence, they receive the wrong information. One may also utilize Photoshop to make another suffer; a student wanted revenge on another student so they found a nude picture off the Internet. They then proceeded to paste their face on the picture and send it to others, and blamed it on the other student. The school nearly expelled the other student before the truth came out. Photoshopping aids in limiting people’s knowledge by presenting them with incorrect information disguised behind supposedly reliable photos. It may be argued that photography increases ones knowledge of the world, by letting them see things they never have before, for example, natural wonders. Instead of increasing their know ledge, this in fact restricts it; people assume since they saw a picture of a natural or man-made beauty, they can stay in their cocoons, and stick with what they know. This robs people of knowledge and experience. A person seeing a picture of a waterfall on their computer may assume they have now seen all the waterfalls they need to, or

Gold Mining Hedging Instruments

Question: Discuss about the Gold Mining Hedging Instruments. Answer: The gold mining companies selling their commodity in the country of India is exposed to mainly three types of risks which are as follows: Commodity Price Risk Foreign Exchange Rate Risk Interest Rate Risk The risk of the commodity prices is somewhat equal to the risk of the gold prices, which is the change in the prices of gold. This affects the values of the assets, profitability f the operations and the cash flows that are generated from those operations. These affect the companies that are involved in the process of gold mining (Greenbaum, 2011) The prices of the gold is affected by a number of different factors which are as follows: Demand that exists for the gold in both the jewellery and also in the uses in the companies and in the industries The international, regional, political and the economic trends that exists in the country The relative strength of the US dollars of the other currencies The expectations of the financial market The activities that are included in the speculation The amount of the reserves that the company has The forward sale of the company The production and the level of cost of the gold (Fang et al, 2017) In respect of the risk in the foreign exchange, there is a change in the values of the currencies of both the countries that are involved. The companies have their mining operations, activities along with the investments outside the countries since they do not know the place wherein the ore bodies are embedded. Hence, the revenues and the costs are entered into in the foreign currency. The negative movement of the company would affect the cash flows, profitability of the company (Fang, 2017). In respect of the risk of the interest rate, it affects the cash balance the amounts of the borrowings, the long term debts, the hedging activities, the return on the assets and the value of the firm. There is a reduction in the rate of the interest and also an increase in the lease rates of the gold that has an adverse impact on the price of the contract of the new gold and also on the difference that exists between the price of the gold and also in the current spot price. An effective management of the risk for all of the gold mining companies depends on the decisions and the strategies that are adopted by the company for the purposes of risk management. The techniques and the products that the gold producers could use includes the future contracts, gold loans, spot deferred contracts, forward sales of the gold, gold swaps and the put options for the purposes of hedging themselves as against the exposures (Betts, 2017). The companies could also use the derivatives for the gold price risk such as the forward contacts, spot deferred contract, put and call option and the gold lease rate swaps. The most common used forward contracts as being the hedging instruments are due to the introduction of SFAS no. 133/138. This allows the producers of the gold not to consider their sales contracts as the instruments of the derivatives as long as the same are considered to be the normal sales. The gold mining companies could also record the proceeds under the stated contract as revenue and could also be held off the financial statement unless and until they mature. Also, unless and until the date of the delivery approaches of the gold in the future. The gold mining companies also use currency forwards and currency options. Due to the fact that the gold is quoted and also traded in US dollars, the gold producers with the operations and the investment are very much large in number and in respect of the countries that are outside the US and hence, would be exposed to the risks of the foreign exchange rate. The gold mining companies also use the medium to the long term horizon interest rate swap. The risk of the interest rates are also seen as one of the most important things as the risk of the gold prices along with the currency are due to the low leverage in the industry of the gold mining. Hence, in the nutshell, the following could be used as hedging instruments: Currency forwards Currency options Forward contracts Spot deferred contract Put and call option Gold lease rate swaps Future Contacts Gold loan Gold Swaps Spot deferred contract Forward sales of gold Put options (Insurance purpose) References: apmr.management.ncku.edu.tw. (2017).Optimal Hedging Decisions for Gold Miners: How Much Future Production Should a Gold Miner Forward Sell?. [online] Available at: https://apmr.management.ncku.edu.tw/comm/upfile/File0806111163.pdf [Accessed 9 May 2017]. Open.uct.ac.za. (2011).The use of derivatives in the mining sector: a comparative analysis of companies listed in South Africa, Australia and the UK. [online] Available at: https://open.uct.ac.za/bitstream/item/10774/thesis_com_2011_greenbaum_m.pdf?sequence=1 [Accessed 9 May 2017]. pdfs.semanticscholar.org. (2017).An Empirical Study of Derivatives Usage in the Australian Gold Mining Industry.. [online] Available at: https://pdfs.semanticscholar.org/909c/91f51b4ecec6bde0fa3082fd0ef0fe384bea.pdf [Accessed 9 May 2017]. www.mssanz.org.au. (2017).Hedging financial stress. [online] Available at: https://www.mssanz.org.au/MODSIM01/Vol%203/Fang.pdf [Accessed 9 May 2017].

Toyota Motor Corporation Australia Ltd

Project Background Toyota Motor Corporation Australia Ltd. is the dominating company which operates within the automobile industry of Australia and over the world.Advertising We will write a custom proposal sample on Toyota Motor Corporation Australia Ltd specifically for you for only $16.05 $11/page Learn More Toyota Motor Corporation produces vehicles which meet the customers’ expectations in relation to their quality and effect on the environments (Toyota Sustainability Report 2012). Thus, Toyota Motor Corporation focuses on the development of specific strategies regarding the corporate social responsibility (Toyota Sustainability Report 2010). The company focuses on principles of sustainability and aims to respond to the global needs of the environmental protection using the innovative technologies. The project of implementing the new water cycling technology at the company’s plant in Altona, Victoria, Australia, provides a lot of benef its for developing the firm’s image within the industry as the successful company which follows the ideas of sustainability and implements projects to reduce using water resources and pollution. Water cycling technologies are used within the industry and associated spheres by such companies as Mitsubishi (Japan) and Magic Hand Car Wash (Australia) (Magic Hand Car Wash 2012; Mitsubishi Electric: a practical water recycling solution 2013). Implementing the water cycling technology in Altona following the experience of Mitsubishi, Toyota Motor Corporation aims to become the leader company within the Australian automobile industry which uses the effective recycling technology basing on the implementation of the microfiltration system, several reverse osmosis systems, and the industrial storage tank (Commercial water tanks 2013; Reverse Osmosis Unit 2010). This fact can contribute to increasing the company’s competitive advantage and profits.Advertising Looking for pro posal on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More The focus on the non-waste process is effective for the company’s progress and developing the notion of sustainability. 355,611 kL of water used at the Altona plant during 2011/2012 can be saved with the help of the new technology (Dissolved metals removal from wastewater 2011; Toyota Australia Sustainability Report 2012). The 100% reuse of the water resources is the main goal of Toyota Motor Corporation in Australia. The company’s profits will increase basing on the expense reduction and usage of cycling technologies. Project Definition Nature of Project The project planned to be implemented at the Altona plant is based on the usage of the water cycling technology which provides the 100% reuse of the water resources necessary for the production process with references to using the specific microfiltration system, several reverse osmosis systems, and the in dustrial storage tank. The water cycling technology guarantees the usage of all recycling water to reduce costs and resources. The stages of the project implementation include the development of the plan, training of employees, construction of the system, and the shift to the new system. Project Aim The main aim of the project is to contribute to the corporate social responsibility and environmental sustainability implementing the recycling process and gain profits with references to reducing expense and resources. Relating to the corporate social responsibility, the implementation of the new technology provides many people with the workplaces. Relating to the concept of sustainability, the water cycling technology can decrease the usage of water and environmental pollution.Advertising We will write a custom proposal sample on Toyota Motor Corporation Australia Ltd specifically for you for only $16.05 $11/page Learn More Project Scope The effectiveness of the project’s implementation depends on the efficiently set time frames for the project. The implementation of all stages of the project involves twelve weeks with references to the engagement and training of the internal staff and constructing the necessary elements of the project. Prerequisites and Assumptions The implementation process is based on the planned interruption of the current technological process at the Altona plant. The effective implementation of the water cycling technology depends on following the worked out schedule strictly regarding the planning, assessment, implementation, training, and monitoring activities. As a result, the introduction of the new water cycling system should lead to the complete usage of recycling water, to reducing costs, and creating the greener image of the company. There are some potential assumptions of the project’s implementation (Toyota Sustainability Report 2012). It is important to focus on preventing such problems as the absence of the water flow within the manufacturing section which can cause the cease of the process. Project Objectives Operational Objective To decrease the amount of water used by the company for the production process by 50% for the period of 2013/2014, it is necessary to implement the water cycling system interrupting the current process of production within twelve weeks, and to provide the training for employees within ten weeks. The effective implementation of the project is based on such activities as the development of a specific schedule, the work with the staff, the assessment of introduction aspects, the introduction of the technology’s elements, the monitoring of the process, and the final shift to using the new technology. The outputs of the process are the adequate introduction of the technology’s elements, the usage of the correct techniques, the necessary testing of technologies, and the qualified training for the staff.Advertising Looking for proposal on business economics? Let's see if we can help you! Get your first paper with 15% OFF Learn More As a result, the implementation of the new water cycling system is successful and leads to saving costs and providing the company’s green image. Financial Objective The financial objective of the project is to reduce the company’s costs in 20% till the end of the 2013/2014 financial year with references to reducing the water usage in 50% providing the 100% water reuse with the help of the new cycling water system. The achievement of this financial objective depends on finding additional suppliers, researching specific licenses and laws in order to complete the reports and achieve the increase in profits basing on reducing the expense. The achievement of the increase in profits till the end of the 2013/2014 financial year can be discussed as the main expected financial outcome of the water cycling project implementation at the Altona plant. Marketing Objective The marketing objective of the Toyota Motor Corporation associated with the implementation of the new water cyc ling technology is based on the intention to increase the competitive advantage of the company within the industry referring to the sustainability and costs’ savings within the 2013/2014 financial year. The focus on using the innovative water cycling technology provides the company with opportunities to support the leading positions within the market. The main activities which can lead to the achievement of the goal are the changes in the company’s focuses and practices associated with using the new technology. Corporate Social Responsibility Objective The company’s CSR objective is to decrease the negative impact on the environment with references to reducing the amount of water used for the production processes in 50% within the twelve months of the 2013/2014 financial year. The activities connected with the process of the technology introduction will result in saving resources and reducing the pollution. Thus, the company will respond directly to the concept of sustainability in relation to the community and to the issue of environmental protection. References Commercial water tanks 2013, http://rhinotanks-px.rtrk.com.au/index.php/commercial-water-tanks/commercial-water-tanks-corrugated/. Dissolved metals removal from wastewater 2011, http://www.water.siemens.com/en/applications/wastewater_treatment/metals-removal/Pages/default.aspx. Magic Hand Car Wash 2012, http://www.magichandcarwash.com.au/environment.php?magic-hand-carwash=15. Mitsubishi Electric: a practical water recycling solution 2013, http://www.mitsubishielectric.com/company/environment/ecotopics/water/recycling/index.html. Reverse Osmosis Unit 2010, http://www.reverseosmosis.com.au/prod5.htm. Toyota Australia Sustainability Report 2012, http://www.toyota.com.au/toyota/sustainability/environment/resource-use. Toyota Sustainability Report 2010, http://www.toyota.com.au/static/pdfs/sustainability/tmca-sustainability-2010.pdf. Toyota Sustainability Report 2012, http://www.toyot a.com.au/static/pdfs/sustainability/tmca-sustainability-2012.pdf. This proposal on Toyota Motor Corporation Australia Ltd was written and submitted by user Brody L. to help you with your own studies. You are free to use it for research and reference purposes in order to write your own paper; however, you must cite it accordingly. You can donate your paper here.